PaiFi lets you transfer XAF to any CEMAC country instantly. Lower fees than Western Union or MoneyGram. No bank account needed — just a phone number.
PaiFi sends XAF home in seconds, for a fraction of the fee. Same love, more value. No bank account needed — just a phone number.
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Money arrives in your recipient's PaiFi wallet within seconds — not days. They can withdraw via MTN MoMo or Orange Money.
Every transfer has a unique reference. Both you and your recipient see the status instantly — no guessing, no uncertainty.
We show you the exact amount your recipient gets before you confirm. No surprises, no conversion markups.
| Provider | Fee on 50,000 XAF | You pay | They receive |
|---|---|---|---|
| PaiFi | < 500 XAF | ~50,500 XAF | ~49,500 XAF |
| Western Union | ~1,750 XAF | ~51,750 XAF | ~48,250 XAF |
| MoneyGram | ~1,500 XAF | ~51,500 XAF | ~48,500 XAF |
Yes. PaiFi charges less than 1% per transfer, while Western Union typically charges around 3.5% and MoneyGram around 3%. The fee comparison table above shows the savings on a 50,000 XAF transfer — no hidden conversion markups, no extra receiver charges.
XAF moves from your wallet to the recipient's PaiFi wallet in seconds — not minutes or days. The recipient can withdraw immediately via MTN MoMo or Orange Money, or spend the balance directly from their PaiFi app.
PaiFi operates under CEMAC mobile money regulations and partners only with licensed mobile money operators in each country. Every transfer carries a unique reference number and both sender and receiver see the status instantly for full transparency.
All six CEMAC countries: Cameroon, Gabon, Republic of Congo, Chad, Equatorial Guinea, and the Central African Republic. Transfers stay in XAF the whole way, so there are no conversion fees between member countries.