Your money moves
as fast as you do.

PaiFi is the payment platform built for young Central Africans. Send, receive, and manage your money across all six CEMAC countries instantly. No bank account needed.

Get Started →
Hey, Alex
Your balance
245,000 XAF
Send
Receive
Save
M
Marie T.
Just now
+15,000
J
Jean-Paul K.
2 min ago
-5,000
68%
of CEMAC's population has no access to formal banking
3.6x
growth in mobile money transactions since 2019
60M+
people sharing one currency across six countries
The Problem

Central Africa's youth deserve better than clunky mobile money.

🔒

Locked to one carrier

MTN MoMo only works with MTN. Orange Money only with Orange. Your money is trapped on your SIM card.

🌏

Cross-border walls

Same currency (XAF), different countries, different systems. Sending money from Douala to Malabo shouldn't require a middleman.

💰

Fee-heavy transactions

Withdrawals, transfers, merchant payments. Every step costs something. Young people on tight budgets feel it most.

📷

No financial tools

Most mobile money apps stop at a balance and a transfer button. Savings goals, spending insights, and virtual cards are rare. PaiFi is changing that.

What PaiFi Does

Money, redesigned for your generation.

Instant P2P

Send money to any PaiFi user in seconds. No carrier lock-in. Works on any phone, any network.

🌎

Cross-border, same currency

Move XAF between Cameroon, Gabon, Congo, Chad, Equatorial Guinea, and CAR seamlessly.

💳

Virtual card

Shop online, subscribe to services, pay globally. Your PaiFi virtual card works everywhere Visa does.

Coming Soon
🎯

Savings goals

Set a target, automate deposits, watch it grow. Whether it's rent, a new phone, or tuition.

Coming Soon
📊

Spending insights

Know where your money goes. Auto-categorized transactions, monthly summaries, budget alerts.

Coming Soon
🔒

Top up from anywhere

Fund your PaiFi wallet via MTN MoMo, Orange Money, or bank transfer. One app, every payment rail.

Coming Soon
One Currency, One Platform

Built for the entire CEMAC zone.

Six countries, one shared currency, one seamless payment experience. PaiFi is where the XAF moves freely.

🇨🇲 Cameroon
🇬🇦 Gabon
🇬🇶 Equatorial Guinea
🇨🇬 Congo
🇹🇩 Chad
🇨🇫 Central African Republic
Do The Math

See what you're actually paying.

Enter an amount and corridor to see PaiFi's real advantage.

Provider Fee Rate Fee Amount Recipient Gets
Switching to PaiFi vs. Western Union, you save
per transfer
BUILT FOR CEMAC
🇨🇲 Cameroon
🇬🇦 Gabon
🇨🇬 Congo
🇨🇫 CAR
🇹🇩 Chad
🇬🇶 Eq. Guinea
6
CEMAC countries
<1%
Transfer fees
Instant
P2P transfers
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The future of money in Central Africa is mobile, instant, and yours.

PaiFi is building the financial layer that CEMAC's next generation deserves. Not a bank. Not another mobile money clone. A platform designed from day one for how young Central Africans actually live, spend, and save.

Create Your Wallet →
Be first in line for PaiFi
Get early access to instant, near-free CEMAC transfers. No bank account needed.

Not ready yet? Join the waitlist

We'll notify you when PaiFi launches in your region. No spam — just one email.